Question: I have been without dental insurance for over two years. I am a student out on my own trying to get dental insurance but the truth of the matter is I really do not understand how dental insurance works.  What is better for me to get a dental HMO or a dental PPO.

Reply: For a student an HMO may be more affordable for you. Not only regarding the cost of the dental insurance plan but for the dental services render.

You will need to choose a dentist in the HMO dental insurance plan network provider data base. So unless you are trying to stay with a dentist I would suggest reviewing our  HMO dental insurance options first.

PPO’s dental insurance plans are more costly and have more restrictions such as waiting periods and maximum annual dollar limitations you need to fully understand.  However these plans are really good in letting you stay with or choose your own dentist.  So which is better will depend on what you can afford to pay and what you feel is your current dental care needs.

To review all our dental insurance options just enter your zip code in the quote box provided. If you should have any questions about our plans our member services at 310-534-3444 will be happy to help you with our plan options M-F 8am-4pm